Mortgage Broker

If you're struggling to get your home loan approved, Internet Home Loans can help. If you are outside the box, main stream lenders do not want to listen. At Internet Home Loans we have lenders and brokers who know how to prepare, submit and organise mortgage applications that don't fit within mainstream lending guidelines.

We can facilitate and provide funding for a range of scenarios that just don't "fit the box".

We can help customers with a range of issues like:

Credit rating issues
Previous debt agreements (Part 9)
Ex – BankruptsCustomers with court judgements listed
Customers with defaults listed
Mortgage arrears and much more.

Each and every scenario is different and complex and it's best to speak with a professional mortgage consultant to discuss what can be done over the phone. Call Internet Home Loans today!

Credit Enquiries

A credit enquiry is listed once an application has been put up for review with a lending institution. A credit enquiry is NOT a credit check. A credit check is performed by yourself or your advisor. It's a check to simply view your credit file.

A credit enquiry is listed and recorded. It's important to be weary not to have too many credit enquiries listed in a short period of time. Lenders negatively look upon too much credit activity and it could possible effect obtaining approval.

At Internet Home Loans we perform credit checks on all customers who have bad credit. We only however make one enquiry with the one funder we submit your application to.

Credit Rating

A credit rating is a rating which a lender determines for you based on your credit score. Most financiers now operate under the same model but all have their own internal formulas they use to calculate a score.

At Internet Home Loans our consultants know how each lender and their scoring works. This knowledge and skill is invaluable to have on your side when trying to get a tricky deal approved.

Credit Repair

If you have a bad credit history, fixing your credit file is definitely something worth considering. It's not a must however having a decent credit rating will put you in the right direction for a great deal on your next home loan.

Fixing your credit file is not easy to do nor is it free. There are several companies that you can employ to get your defaults, judgment and the like delisted. Charges do vary and there is no guarantee's but it's definitely worth a try.